"It's better to fight because if you don't fight, you can't win. Besides, even when you don't win, you can change the game."
"Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings."
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Source: Source: www.bethkobliner.com
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