"If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability."
"Old men are always advising young men to save money. That is bad advice. Don't save every nickel. Invest in yourself. I never saved a dollar until I was forty years old."
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Source: How to live long and prosper by Simon Caulkin, www.theguardian.com. July 13, 2002.
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