"The art of living easily as to money is to pitch your scale of living one degree below your means."
"We figure to ourselves The thing we like; and then we build it up, As chance will have it, on the rock or sand,- For thought is tired of wandering o'er the world, And homebound Fancy runs her bark ashore."
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Source: Sir Henry Taylor (1852). “Philip van Artvelde; a dramatic romance ... Second edition”, p.32
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