"The goal isn't innovation. The goal is effectiveness. We strive for innovation because we want to be effective."
"We can't exactly figure out why, but our customers have no fears of using their checking account, while credit cards are still a problem. I'm assuming checks have been around longer, and are more trusted, while credit cards have a sort of stigma attached to them."
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Source: Shopping online without plastic by Jason Krause, www.cnn.com. September 10, 1998.
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More quotes by Tim Stevens
"The success of a leader will rise or fall on the decisions that he or she makes about the people around him or her."
"Do what you do because Jesus is watching, not so you'll end up on some top 100 church list or be the envy of the next pastors gathering. That stuff doesn't matter. Be innovative because you believe people matter and you want to please Jesus."