"If you don't find a way to make money while you sleep, you will work until you die."
"Investors, of course, can, by their own behavior make stock ownership highly risky. And many do. Active trading, attempts to "time" market movements, inadequate diversification, the payment of high and unnecessary fees to managers and advisors, and the use of borrowed money can destroy the decent returns that a life-long owner of equities would otherwise enjoy. Indeed, borrowed money has no place in the investor's tool kit."
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Source: Why stocks beat gold and bonds. Interview with Warren Buffett, fortune.com. February 9, 2012.
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